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Todd Rivers

January 2007 - Posts

Facing foreclosure? Rescue firms risky
FORT LAUDERDALE, Fla. – Jan. 26, 2007 – To a financially strapped homeowner terrified by the prospect of foreclosure, it sounds like an escape plan: temporarily transfer title of the property to a foreclosure rescue firm, which pays the mortgage Read More...

Posted Monday, January 29, 2007 7:48 AM by Todd Rivers - Broker | 0 Comments

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Housing surplus gives buyers upper hand
NEW YORK – Jan. 26, 2007 – Amid a continuing glut of homes for sale in most of the country, buyers should have plenty of choices and lots of bargaining power in the spring selling season ­– typically the busiest time of the year. Read More...

Posted Monday, January 29, 2007 7:47 AM by Todd Rivers - Broker | 0 Comments

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NAHB: Multifamily Stock Index dips in December
WASHINGTON – Jan. 26, 2007 – The National Association of Home Builders’ (NAHB) Multifamily Stock Index (MFSI) dipped again in December as the index continues to fall back from the record highs set throughout most of 2006. The December Read More...

Posted Monday, January 29, 2007 7:46 AM by Todd Rivers - Broker | 0 Comments

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New home sales up for month, down for year
WASHINGTON – Jan. 26, 2007 – Sales of new one-family houses in December 2006 were at a seasonally adjusted annual rate of 1,120,000, according to estimates released jointly today by the U.S. Census Bureau and the Department of Housing and Read More...

Posted Monday, January 29, 2007 7:45 AM by Todd Rivers - Broker | 0 Comments

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30-yr. mortgage rates up to 6.25 percent
WASHINGTON – Jan. 26, 2007 – Rates on 30-year mortgages edged up to the highest level since early November as the economy continued to show surprising signs of strength. The mortgage company Freddie Mac reported Thursday that 30-year, fixed-rate Read More...

Posted Monday, January 29, 2007 7:44 AM by Todd Rivers - Broker | 0 Comments

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Homebuilder D.R. Horton 1Q profit plummets, but shares climb as it beats expectations
DALLAS – Jan. 24, 2007 – Fresh reports from two large builders added to signs that the housing market is still sinking, but home-building stocks rose as D.R. Horton Inc. beat Wall Street’s grim expectations. Horton, the nation’s Read More...

Posted Thursday, January 25, 2007 7:15 AM by Todd Rivers - Broker | 0 Comments

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International real estate investors seek greater risk in U.S.
WASHINGTON – Jan. 24, 2007 – Global real estate investors say their U.S. real estate investment strategies for 2007 and beyond will include properties traditionally considered to have higher risk according to the results of the 15th Annual Read More...

Posted Thursday, January 25, 2007 7:14 AM by Todd Rivers - Broker | 0 Comments

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Prediction: Trouble ahead for subprime borrowers
NEW YORK – Jan. 24, 2007 – Expect to see foreclosures on subprime or nontraditional loans – mortgages made to consumers with impaired credit – to accelerate, according to the Center for Responsible Lending (CNL) ( http://www.responsiblelending.org Read More...

Posted Thursday, January 25, 2007 7:12 AM by Todd Rivers - Broker | 0 Comments

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Lawmakers open debate over statutory citizen initiatives
TALLAHASSEE, Fla. (AP) – Jan. 24, 2007 – A one-time Florida Supreme Court justice and a former senator came down on opposite sides of a debate Tuesday over whether voters should be allowed to adopt laws by citizen initiative as they now can Read More...

Posted Thursday, January 25, 2007 7:11 AM by Todd Rivers - Broker | 0 Comments

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Insurance lobbyists predict doom and gloom
TALLAHASSEE, Fla. – Jan. 24, 2007 – As state lawmakers debated and cheered the property insurance savings they are bringing to their districts, insurance lobbyists sounded alarms Monday about the cost to their industry and ultimately to consumers. Read More...

Posted Thursday, January 25, 2007 7:09 AM by Todd Rivers - Broker | 0 Comments

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Mortgage-trapped
WASHINGTON – Jan. 23, 2007 – At 64, and looking toward his retirement next year, Willie Lee Howard agreed to refinance his duplex in Northeast Washington, thinking that a fixed-rate loan would help stabilize his finances. What Howard got instead Read More...

Posted Wednesday, January 24, 2007 12:19 PM by Todd Rivers - Broker | 0 Comments

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HUD unveils Limited English Proficiency (LEP) guidance
WASHINGTON – Jan. 23, 2007 – The U.S. Department of Housing and Urban Development (HUD) announced that it published guidance in the Federal Register yesterday to help housing providers ensure that people with Limited English Proficiency (LEP) Read More...

Posted Wednesday, January 24, 2007 12:18 PM by Todd Rivers - Broker | 0 Comments

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Marketing trends of the future
WASHINGTON – Jan. 23, 2007 – What new marketing trends are in store for the year ahead? Futurist Faith Popcorn has predictions for everything from personalized branding to housing styles that meet the needs of baby boomers and Gen Y. Here’s Read More...

Posted Wednesday, January 24, 2007 12:18 PM by Todd Rivers - Broker | 0 Comments

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Legislators push federal role in insurance
WEST PALM BEACH, Fla. – Jan. 23, 2007 – Democratic freshmen congressmen Ron Klein and Tim Mahoney held a joint news conference Saturday to discuss the Democrats’ “First 100 Hours of Legislation” and their roles as leaders Read More...

Posted Wednesday, January 24, 2007 12:17 PM by Todd Rivers - Broker | 0 Comments

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Legislators roll back Citizens premiums, insure non-homestead properties
TALLAHASSEE, Fla. – Jan. 23, 2006 – Charged with the daunting task of reducing homeowners insurance premiums for millions of Florida property owners, the Florida Legislature last night passed a 167-page bill that could lower premiums between Read More...

Posted Wednesday, January 24, 2007 12:16 PM by Todd Rivers - Broker | 0 Comments

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ARMs lose a bit of the residential market
WASHINGTON – Jan. 22, 2007 – No longer as much of a bargain as they were before the Federal Reserve raised short-term rates, adjustable mortgages lost some of their share of the residential market in 2006. At the end of December, the market Read More...

Posted Monday, January 22, 2007 6:59 PM by Todd Rivers - Broker | 0 Comments

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Citizens settles suit alleging favoritism for bribes
TALLAHASSEE, Fla. (AP) – Jan. 22, 2007 – Florida’s state-created insurer of last resort will pay almost $1 million to settle a lawsuit that alleged a former executive took bribes to steer business to adjusters. Citizens Property Insurance Read More...

Posted Monday, January 22, 2007 6:58 PM by Todd Rivers - Broker | 0 Comments

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Partying at home may come at a price: Party on! Well, not in residential Miami Beach, if you’re charging admission or pushing a product
MIAMI BEACH, Fla. – Jan. 22, 2007 – Does a proposed Miami Beach ordinance mean that code enforcers can bust your backyard barbecue if guests bring beef and beer worth more than $100? Or does it mean that promoters can’t stage Internet-advertised Read More...

Posted Monday, January 22, 2007 6:58 PM by Todd Rivers - Broker | 0 Comments

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Vanguard Fire & Casualty Company ordered into receivership
TALLAHASSEE, Fla. – Jan. 22, 2007 – Vanguard Fire & Casualty Company, a property insurer for about 75,000 homeowners in Florida, was ordered into receivership by a Leon County judge and will be overseen by the Florida Department of Financial Read More...

Posted Monday, January 22, 2007 6:57 PM by Todd Rivers - Broker | 0 Comments

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Lawmakers wrangle more Citizens rate relief
TALLAHASSEE – Jan. 22, 2007 – Lawmakers turned their attention to Citizens Property Insurance Corp. on Sunday, wringing some additional rate relief for customers in the state pool after reaching a broader agreement over the weekend to roll Read More...

Posted Monday, January 22, 2007 6:56 PM by Todd Rivers - Broker | 0 Comments

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Home builders launch media blitz: $1 million, 6-week campaign
ORLANDO, Fla. – Jan. 19, 2007 – The Home Builders Association of Metro Orlando kicked off a marketing campaign this week to encourage “fence sitters” that now really is a good time to buy a home in the Orlando area. Valued at nearly Read More...

Posted Friday, January 19, 2007 4:48 PM by Todd Rivers - Broker | 0 Comments

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Mortgage rates rise to November levels
WASHINGTON – Jan. 19, 2007 – Rates on 30-year mortgages rose this week to the highest level in nine weeks as financial markets reacted to a series of more upbeat financial reports. Mortgage giant Freddie Mac reported Thursday that 30-year, Read More...

Posted Friday, January 19, 2007 4:47 PM by Todd Rivers - Broker | 0 Comments

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Morgan Stanley Real Estate buying CNL Hotels & Resorts for $3.13B
ORLANDO, Fla. (AP) – Jan. 19, 2007 – CNL Hotels & Resorts Inc., the nation’s second-largest hotel real estate investment trust (REIT), said Friday it agreed to a takeover offer from Morgan Stanley Real Estate valued at about $3.13 Read More...

Posted Friday, January 19, 2007 4:46 PM by Todd Rivers - Broker | 0 Comments

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Insurance relief won’t be immediate cure-all
TALLAHASSEE – Jan. 19, 2007 – Lawmakers had promised quick and significant relief to the property insurance crisis, and while proposals in the state Capitol would lighten ratepayers’ burdens, it will likely take months to realize the Read More...

Posted Friday, January 19, 2007 4:45 PM by Todd Rivers - Broker | 0 Comments

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Tampa Bay - Priced out of affordable housing
Unless you’re a champion saver, affording a home on a single teacher’s, police officer’s or nurse’s salary is getting near impossible in the Tampa Bay area. Thanks to frantic housing appreciation the past 5 years, you’d have Read More...

Posted Monday, January 15, 2007 7:14 PM by Todd Rivers - Broker | 0 Comments

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Luxury condos wait as Sanford re-evaluates
SANFORD -- The timing couldn't have been better. A well-heeled developer proposed upscale condominiums that promised to ride a red-hot housing market and bring high-end living along the shores of Lake Monroe. Giddy city officials bent over backward Read More...

Posted Monday, January 15, 2007 7:13 PM by Todd Rivers - Broker | 0 Comments

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Real estate: Developers spiff up signs
Attractive entrances can draw buyers BY ANNE STRAUB FOR FLORIDA TODAY When owners want to sell their home, they pay particular attention to its appearance from the street, or what's known as "curb appeal." A home with attractive landscaping Read More...

Posted Monday, January 15, 2007 7:12 PM by Todd Rivers - Broker | 0 Comments

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Ethicist questions insurance rate data
TAMPA, Fla. – Jan. 15, 2007 – A new computer model that has contributed to large spikes in property insurance rates in coastal areas should have had full review by outside experts before it was released, the ethics chief of the world’s Read More...

Posted Monday, January 15, 2007 7:10 PM by Todd Rivers - Broker | 0 Comments

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State chamber gets earful concerning property insurance
TALLAHASSEE, Fla. – Jan. 15, 2007 – On the eve of a special session on the property insurance crisis, the Florida Chamber of Commerce has gotten a flood of colorful replies from business owners to its e-mailed survey about property insurance Read More...

Posted Monday, January 15, 2007 7:09 PM by Todd Rivers - Broker | 0 Comments

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Florida: No housing slowdown among the rich
NEW YORK – Jan. 15, 2007 – Last year wasn’t exactly a great year for Florida real estate – existing single-family homes sales were down 30 percent in November compared to the previous year and prices fell 3 percent in that time Read More...

Posted Monday, January 15, 2007 7:09 PM by Todd Rivers - Broker | 0 Comments

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Legislators under pressure to lower spiraling insurance rates
TALLAHASSEE, Fla. – Jan. 15, 2007 – Florida’s insurance crisis takes center stage in Tallahassee starting Tuesday, when legislators convene for a special session devoted solely to the state’s property insurance mess and how to Read More...

Posted Monday, January 15, 2007 7:08 PM by Todd Rivers - Broker | 0 Comments

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Mortgage insurance deductible but only for a few
WASHINGTON – Jan. 12, 2007 – Mortgage insurance is now deductible on federal income taxes but accompanied by so many restrictions that only a handful of Americans benefit. President Bush signed a multi-faceted tax bill (H.R. 6111) that includes, Read More...

Posted Sunday, January 14, 2007 9:11 PM by Todd Rivers - Broker | 0 Comments

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Crist lists insurance reform priorities for special session
TALLAHASSEE, Fla. – Jan. 12, 2006 – Thursday was a busy day in the insurance reform arena in Tallahassee. Gov. Charlie Crist applauded legislative leaders for the commitment they’re making this and next week to “providing immediate Read More...

Posted Sunday, January 14, 2007 9:10 PM by Todd Rivers - Broker | 0 Comments

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30-year mortgages hit highest level since mid-November
Mortgage Rate Trend Index Mortgage rates may continue to rise over the next 30 to 45 days, according to 40 percent of the mortgage experts polled by Bankrate.com this week. But an equal number, 40 percent, foresee no change while 20 percent predict a Read More...

Posted Sunday, January 14, 2007 9:10 PM by Todd Rivers - Broker | 0 Comments

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Local Realtor organizations promote housing market opportunities
ORLANDO, Fla. – Jan. 12, 2007 – Several local Realtor® organizations are building promotional campaigns to increase public awareness of homebuying opportunities in their respective local markets and to explain that current market conditions Read More...

Posted Sunday, January 14, 2007 9:08 PM by Todd Rivers - Broker | 0 Comments

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Senate leader: Property tax could go on ballot this year
TALLAHASSEE, Fla. (AP) – Jan. 12, 2007 – Lawmakers could put a property tax relief measure before voters as early as this fall, Senate Finance and Taxation Committee Chairman Mike Haridopolos said Thursday. Legislators have been flooded with Read More...

Posted Sunday, January 14, 2007 9:07 PM by Todd Rivers - Broker | 0 Comments

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Sinkhole coverage bill still alive
Pasco County lawmakers' proposal to make sinkhole coverage optional and lower insurance rates has been left out of the Florida Senate's first stab at insurance reform. Instead, the draft bill in the Senate insurance committee includes changes Read More...

Posted Friday, January 12, 2007 7:27 AM by Todd Rivers - Broker | 0 Comments

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Better drainage may lower flood insurance
MIAMI – Jan. 10, 2007 – Residents of some South Florida cities may be eligible for discounts on flood insurance, thanks to municipal drainage-improvement programs. Insurance companies are supposed to offer the discount automatically, but residents Read More...

Posted Thursday, January 11, 2007 8:10 AM by Todd Rivers - Broker | 0 Comments

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Homebuilders report drop in sales
DALLAS – Jan. 10, 2007 – D.R. Horton Inc., one of the nation’s largest homebuilders, said Tuesday its late-2006 sales orders fell 28 percent, dampening sentiment that the housing sector may be recovering from a slump. The news was even Read More...

Posted Thursday, January 11, 2007 8:09 AM by Todd Rivers - Broker | 0 Comments

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FAQs on mortgage strategies for 2007
NORTH PALM BEACH, Fla. – Jan. 10, 2007 – Because everyone's situation is unique, it's impossible to give general guidelines for mortgage strategies in 2007, but maybe some answers will help you in deciding your next mortgage move. Read More...

Posted Thursday, January 11, 2007 8:09 AM by Todd Rivers - Broker | 0 Comments

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Hollywood weighs eminent-domain gambit
HOLLYWOOD, Fla. – Jan. 10, 2007 – Hollywood officials are poised to test Florida law and once again try to use the city’s power to force the sale of private property to clean up a blighted area. On Jan. 17, commissioners are expected Read More...

Posted Thursday, January 11, 2007 8:08 AM by Todd Rivers - Broker | 0 Comments

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Homebuilder Lennar projects loss, to sell stake in joint venture
MIAMI (AP) – Jan. 3, 2007 – Lennar Corp., one of the nation’s largest homebuilders, said Tuesday it expected a fourth-quarter loss as the company reevaluates how much its inventory is worth amid a slowing industry. The Miami-based company Read More...

Posted Thursday, January 04, 2007 9:48 AM by Todd Rivers - Broker | 0 Comments

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Infrastructure funding crisis affects housing
WASHINGTON – Jan. 3, 2007 – Reduced federal funding has left states and cities scrambling for ways to fund infrastructure improvements – from deteriorating bridges and highways to the growing demand for mass transit – necessary Read More...

Posted Thursday, January 04, 2007 9:47 AM by Todd Rivers - Broker | 0 Comments

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Commercial real estate looks good for 2007
NEW YORK – Jan. 3, 2007 – The bull market in commercial real estate made 2006 a record year, and many believe 2007 will be just as good. “There’s just a lot of cash in the system chasing assets that throw off a yield,” says Read More...

Posted Thursday, January 04, 2007 9:46 AM by Todd Rivers - Broker | 0 Comments

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How to make your home worth more in 2007
NEW YORK – Jan. 3, 2007 – Boosting the value of your home is never an easy task. It takes time, money, and – when your kitchen’s covered in plastic tarp – weeks of pizza delivery. And with home prices still sliding in many Read More...

Posted Thursday, January 04, 2007 9:45 AM by Todd Rivers - Broker | 0 Comments

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Gov. Crist takes the helm
TALLAHASSEE, Fla. – Jan. 3, 2007 – Charlie Crist formally claimed the mantle of the “people’s governor” Tuesday, promising in his inaugural address a state government less partisan, more open and more accountable to those Read More...

Posted Thursday, January 04, 2007 9:44 AM by Todd Rivers - Broker | 0 Comments

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